How Does a Term Plan Help Your Family Become Atmanirbhar?

Purchasing a term plan at the right time in life can be immensely valuable. You can start by evaluating the required coverage by using a term insurance calculator. However, an adequate coverage amount will not be the same for everyone. It is dependent on factors such as your lifestyle, income source, age, and health, to name a few.None of us imagine an unpleasant future with difficulties. We always imagine the future to be full of opportunities and happiness. While it is good to think positively, we must not ignore the necessity of managingpotential risks of the future. A person’s financial health is crucial to living a stress-free and peaceful life.

Let’s understand the role of a term plan in ensuring your financial independence.

What is Term Insurance Plan?

Among various life insurance products, term plans are most commonly known. The primary role of a term plan is to provide the policyholders’ family with financial compensation upon their demise. Using a term insurance calculator can help know the premium estimate to secure a sufficient amount of death benefit for the future. The plan assures you of their well-being, even in your absence.

You can easily access an online term insurance calculator to arrive at the required sum according to your financial profile. Once you have gained a sound understanding of what is term insurance plan, the value of the death benefit for your family members becomes evident.

Here are some ways of using a term insurance calculator that will have a long-lasting impact on your family:

  1. Income Replacement

 Being the breadwinner, the responsibility for your family’s health and safety falls on you. With the ever-rising cost of living, it is essential to have a stable income source to meet the expenses. You do not want loved ones to compromise on their standard of living under unforeseen circumstances.

When you carefully assess the coverage amount with a term insurance calculator, you can choose a term plan with sufficient life protection. As a result, the death benefit received by your family members will act as an income replacement upon your untimely demise. It will ensure they remain financially independent in a time of emotional crisis.

  1. Child’s Education

 As a parent, you doeverything in power to provide children with the best possible educational opportunities. It is vital to give them an environment where they can give wings to their dreams. Some of the significant expenses in life include the cost of higher education for your child.

The facility of anonline term insurance calculator lets you prepare for it with a suitable term plan coverage. Even if you are not around due to unfortunate incidents, your child can continue receiving an excellent education. Make a decisionusing a term insurance calculator to give your kids the priceless gift of independence.Image Source: Shutterstock

  1. Retirement Planning

 Retirement planning is one of the significant elements of mapping the financial objectives in one’s life. You can use the online term insurance calculator to your advantage if you have a predetermined goal in your mind.

Various types of term insurance plans offer benefits suitable to people with diversified requirements. The term insurance calculator takes into account your age in determining the value of the sum assured. Certain benefits of term insurance plans can act as a source of income during retirement.

  1. Fulfillment Of Life Goals

 With lifestyle changes, an individual’s aspirations also increase. The future that you envision for your loved ones requires the support of a well-grounded financial plan.More people recognize the advantages of insurance, considering the projected overall market was $280 bn by 2020.

It would help if you review the possible demands later in life and plan accordingly with a term insurance calculator. Important life goals such as buying property, child’s marriage, travel plans do not need to be affected under unpredictable circumstances. An online term insurance calculator ensures that your family will havesufficientassistance to fulfill them.

  1. Pay Off Debts

 For anyone, losing a family member is an unimaginable loss. It is an emotionally distressing time when financial troubles are extremely unwanted. If you have a substantial debt through a home loan, car loan, etc., it is crucial to consider buying a term plan next to using a term insurance calculator.

It is painful to think of your loved ones exhaust the savings or be dependent on someone else during tough times. Your coverage amount must be reasonable enough to enable your family to pay the remaining debts in case of your demise. Make sure to use a term insurance calculator considering these factors.

At present, the future of your family’s financial security is in your hands. Remember to opt for a reliable insurance provider to ascertain the life coverage with a term insurance calculator. Making an informed decision will safeguard their independence and fortune efficiently.

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R Madhavan To Play Ratan Tata’s Role In His Biopic? Actor Discloses Truth Behind Viral Poster

R Madhavan is one of the biggest stars of the southern movie industry and though he has done few Bollywood movies, still he has a large fan base among the Hindi movie lovers. Recently, there were some rumours doing rounds that R Madhavan is going to play the lead character in Ratan Tata’s biopic. A poster went viral on the Internet on which R Madhavan was seen wearing a suit and on the top of the poster, RATAN TATA was written.

Ratan Tata is one of the most respected entrepreneurs of India and he is also very active in the field of philanthropy so playing his character will certainly be a matter of respect for any actor.

Lately when a fan questions Madhavan about playing Ratan Tata, the actor reveals that it is not true and no such project is in pipeline. He further adds that he is not even in talks with someone regarding playing Ratan Tata.

Here is what R Madhavan tweeted, “Hey unfortunately it’s not true. It was just a wish at some fans will made the poster. No such project is even on the pipeline or being discussed.”

The poster that is going viral is fan made or rather it can be said that it is wish of the fan to see Madhavan playing Ratan Tata. The actor is also in news for his next project “Rocketry: The Nambi Effect” in which he will not only act but also direct. Fans are also eager to see the sequel of “Rehnaa Hai Terre Dil Mein”, the 2001 released movie in which Madhavan worked with Dia Mirza.

Who do you think is suitable for playing the character of Ratan Tata if his biopic is ever made? Let us know your pick.

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29-Yr Female IT Professional From Pune Loses Rs 26 Lakh To Online Gift Scam

The online frauds are taking place at a very high rate despite the fact that the banks, financial institutions and the government are trying to make people aware of such frauds and asking them not to fall in the trap laid out by the fraudsters. A number of ads are aired on television and social media networks in order to make people aware of such frauds but still many educated people get robbed by the cheaters.

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A 29 years old female IT professional from Pune, Maharashtra, lost her Rs. 26 lakh as she got cheated online by the fraudsters who used the gift trick to rob the woman. The IT professional was made to believe that she would be getting an expensive gift from the boss of the company which is situated in Australia. First the IT professional was asked to deposit some money as a part payment of the fees and some other charges. Then she was asked to pay more if she wanted to claim the gift as it had been seized by the customs.

The IT-professional has not only borrowed Rs. 3 lakh from her father-in-law and some money from her relatives but she is also trying for two personal loans separately. However when she asked a relative from Mumbai to lend her some money, he felt that there was something wrong and he came to Pune. On Friday, the relative arrived in Pune and after that, the victim filed a complaint in the Hinjewadi police station.

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The police has started the investigation and more details related to the matter will be revealed soon. We also request our readers to keep themselves safe from the online fraudsters and never get lured by lucrative offers such as gifts, cash back and so on.

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“Pizza, Foot Massagers & Roti Machine, Is It Farmers’ Protest Or Picnic?” Ask Angry Netizens

Some Indian farmers have gathered at the borders of national capital New Delhi and have been protesting against the new agricultural reforms bill which has been passed by the Modi government this year. The protest has been going on for more than 2 weeks now and it is undoubtedly difficult for the farmers, especially the old ones to stay in the open in winter season. Nevertheless, they are not the only ones to have been affected as the protests have become a problem for the people who live nearby the borders as well as for those who have to travel through these borders on a regular basis. The talks between the government and farmer leaders is going on, the government has made it clear that they are ready to talk on each and every issue and they will also make amendments if needed but both the parties have failed to reach any agreement.

There is no denying the fact that the farmers protest has become the center of controversy after the photos and videos went viral in which the protestors are seen demanding the release of those people who have been arrested for carrying out anti-national activities. The protestors are getting a lot of help from the international foundations as they have not only arranged for beds and blankets but also roti making machine, foot massagers, etc. The foot massagers are given by an NGO Khalsa Aid and a ten minute session was provided, especially for the old farmers so that they can remain fit.

The farmers were also seen having pizzas and biryani in some of the photos that went viral which made the netizens angry and they started asking whether the farmers are taking part in protests or enjoying picnic. People get angrier because they feel that these protests are going on the lines of Shaheen Bagh protests which were made against the Citizen Amendment Act which was passed by the government last year.

Here are some of the selected reactions:

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What do you think of these protests? Don’t you think that by enjoying such facilities, the farmers are losing the support of common public? Let us know your views in this connection.

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Christopher Nolan Praised Irrfan Khan & Chose Him For Interstellar, Said “He Was A Great Actor”

Irrfan Khan, the late Bollywood actor, will always remain in our hearts as he entertained us for so many years and most of the times, his characters felt related to us. The “Maqbool” star was certainly one of the best actors of all times and enjoyed a huge fan base which included not only Indians but the global movie lovers as well. Irrfan worked in many Hollywood movies but he was not able to work in the Hollywood sci-fi flick “Interstellar” which was directed by Christopher Nolan who is counted among the best movie directors.

In an interview, Irrfan revealed why he refused to work in “Interstellar”, he told that the team of the movie demanded a very big commitment from him which was to stay in USA for a period of four months and that was not possible for Irrfan.

The “English Medium” actor tried to convince them that he would adjust his schedule and work by shuttling between USA and India as he won’t be able to stay for such a long time period in USA. He needed to be in India for two of his movies, “The Lunchbox” and “D-Day”. Nevertheless, the suggestion was not accepted by the “Interstellar” team and Irrfan had to refuse. The “Paan Singh Tomar” actor added that he was not that type of person who would regret anything but as it was Christopher Nolan’s movie, it was amongst the most difficult decisions that he took in his life.

Recently, Christopher Nolan also talked about being not able to work with Irrfan Khan. He said that he met Irrfan for “Interstellar” and was interested in working with him. The director further added that it was really unfortunate that he couldn’t work with Irrfan as he was a great actor.

The star cast of “Interstellar” included Matthew McConaughey and Anne Hathaway and the flick was a big hit on the box-office. Presently, Christopher Nolan directed “Tenet”, a spy thriller is being shown in the Indian cinema halls and the veteran Bollywood actress Dimple Kapadia has worked in this movie. “Tenet” star cast includes John David Washington and Robert Pattinson and the flick has been praised by the critics as well.

Irrfan suffered from a prolonged illness but he kept on working till the last breath as “Angrezi Medium” was his last movie which was released on the digital platform as the cinema halls were closed to due to the coronavirus pandemic.

Irrfan will always be missed!

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Danish Kaneria Praises Hardik For Giving His Award To Natarajan & Takes A Dig At Pakistan Cricket

The Indian cricketer Hardik Pandya is undoubtedly an integral part of team India and in the recently concluded T20I series against Australia, he once again played an important role and helped his team in winning the series. While the Australian team won the ODI series by 2-1, the Indian squad proved themselves to be better in the shortest format and won the series by 2-1. Hardik Pandya was awarded with the Man of the Series for the superb game that he played but the all-rounder did something which not only amplified his fan base but also increased his respect among the cricket lovers.

Hardik Pandya was so impressed with the young Indian pacer T. Natarajan that he took to the micro-blogging site Twitter and made it known to everyone that in his opinion, T. Natarajan deserves the Man of the Series award.

This is what Hardik tweeted, “Natarajan, you were outstanding this series. To perform brilliantly in difficult conditions on your India debut speaks volumes of your talent and hardwork Clapping hands sign You deserve Man of the Series from my side bhai! Congratulations to #TeamIndia on the win” 

Natarajan made his debut for India in this series and he played one ODI and all the three matches of the T20I series. The youngster not only bowled well but he was the highest wicket-taker of the T20I series with 6 wickets and he was also the most economical bowler for his team.

This gesture of Hardik Pandya was praised by the cricket lovers as well as many former cricketers including the former Pakistani cricketer Danish Kaneria. The former Pakistani spinner took to Twitter and appreciated Hardik for his adorable gesture, saying that this would certainly motivate and inspire the young cricketer Natarajan. However, he used this moment to slam the Pakistani cricketing culture as well and said that nobody in Pakistan cricket does like this as everyone thinks about himself only.

Here is what Danish Kaneria tweeted, “Great Pic cannot be better ,#HardikPandya wins the hearts winning the man of the series but gives to  Natarjan, youngster must be delighted and motivated. hamaray Kisi player ney ahsa Kia khabi sub apna sochthay hai”

Natarajan has certainly shown a lot of spark and he has all the qualities to become one of the leading pacers of the Indian cricket team. Agree?

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Twitter Lit Up With #StopTheWedding Memes After So Many People Got Married In Pandemic

The coronavirus pandemic is still not in complete control in India and though the recovery rate is good and the number of COVID-19 cases getting registered every day is also lower than earlier, we still can’t afford to be careless. The Indian government imposed lockdown in the month of March as the number of COVID-19 positive cases was increasing at a very high pace and schools, colleges, cinema halls, gyms, stadiums and all the places where crowd gathering was possible were closed down.

After almost 3 months, the government started unlocking the country and in the present scenario, it has allowed marriages, functions, etc. as well but with some restrictions. While the government has made it clear that wearing mask and maintaining social distancing are compulsory, there is also a restriction on the number of guests who can be invited in marriage ceremony or any other function.

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Soon people starting sharing their photos from the weddings, birthday parties, functions, etc. and it seemed as if there is no fear of the lethal virus because in many cases, people were seen breaching the basic norm of wearing mask. However, an online user got so fed up of these weddings that he started the trend #STOPTHEWEDDING and soon the other online users also expressed their opinion on this matter but in a funny way.

These rib-tickling memes will make you go ROFL:

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If we talk about the situation of the coronavirus pandemic worldwide, more than 1.61 million have lost their lives while in India, over 143 K people have lost their lives.

There is no denying the fact that organizing marriages or other functions in the present times are not at all advisable and if they can’t be postponed, make sure that all the safety precautions are being followed in a proper manner.

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