Kapil Sharma’s Ardent Australian Fan Named His Daughter After Him, This Is How Kapil Reacted

The shooting of the new episodes of TV serials and shows has started and this is indeed good news for fans of the ace comedian Kapil Sharma who have been missing The Kapil Sharma Show as they will be able to watch its new episodes now. Kapil Sharma is undoubtedly one of the best stand-up Indian comedians but his fan following is not limited to the country only.

Recently, a fan of Kapil Sharma who lives in Sydney, Australia, has proved his love for the “Firangi” star by naming his daughter after the comedian-actor. The fan has named his daughter Kopila as Kapil would not have suited a girl.

This incident came into light when the fan’s brother took to the micro-blogging site Twitter to let the world and especially Kapil Sharma know about it. The brother reveals that when they ask the fan why he is giving this name in Australia, the fan replies that he loves Kapil and knows that nobody can be like him but he wants his daughter to make everyone smile just like Kapil does, so he is naming her Kopila.

Here is what the fan’s brother tweeted,

“It was the naming ceremony of my brother’s daughter in Sydney, Australia day before yesterday, and he said, I want you as Kapil, your name will be “Kopila”, We asked him why this name in Australia? He replied “I know nobody can take place as real as @KapilSharmaK9, But you know what, “I wish she could bring smile in everyone’s face like @KapilSharmaK9 do and I am his big fan” he replied and we shut up. And she blessed with name “Kopila”.

Check out the tweets:

Kapil Sharma was also quick to respond as he conveyed love to Kopila and best wishes to the family. Here is what Kapil wrote, “Lots of love to little Kopila 😍 God bless her. My best wishes n regards to the family”.

Talking about The Kapil Sharma Show, it will have no audiences in the studio due to the coronavirus pandemic and it is being said that the first guest on the show will be Bollywood actor Sonu Sood.

We give our best wishes to little Kopila and her family!

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Smart Ways To Invest In The Future

Thinking of the best way to save money for the future? This is a common question that crops up in the mind of every individual, irrespective of his/her financial position and professional profile. Now, the question is, how to invest for the future when there are so many options to choose from? This is where the problem of plenty arises. There are literally tons of savings and investment channels that you can consider for accumulating a future corpus for your retirement, meeting goals like children’s education/weddings, buying a house/car and so on.

While choosing any avenue for investment, you should always be clear about syncing your own risk profile with the risks associated with the investment in question. Some investments will automatically carry higher risks, particularly when it comes to investing money for beginners but they will have the possibilities of higher returns that beat inflation too. Some investments will have lower risk levels and hence lower returns as well.

Different ways to invest for the future

There are several investment options available for you to consider. Here’s taking a look at the same:

  • Equity (Direct) – Stock market investments are not for everyone as you well know. The volatility of the market and the risk attached to these investments often deters investors since returns are not guaranteed. It is also tough to choose a suitable stock along with timing the entry or exit. However, over longer durations, equity has offered returns which are higher than inflation in comparison to almost all other asset classes. Simultaneously, there is the risk of losing all your money or a sizable chunk of it, in case of losses. Diversification of stock market investments is recommended for cutting losses and spreading the risk.
  • Equity Mutual Funds– These are mutual funds which majorly purchase equity stocks in the market. Based on the SEBI (Securities and Exchange Board of India) regulations, these schemes should deploy a minimum of 65% of their assets into equity and equity linked market instruments. These funds may be either passively or actively managed. Equity schemes will be classified on the basis of factors like business sectors being invested in or the market capitalization.
  • Debt Mutual Funds– These funds offer steady returns with comparatively lower risk levels. However, the returns may be lower in comparison to equity funds as well. Yet, these funds are safer options and are preferred by investors since they invest in securities that generate fixed income, such as treasury bills, government securities, corporate bonds, commercial papers and so on. There are nominal credit and interest rate linked risks while investing.
  • NPS- The National Pension System is one of the most effective investment avenues for the long haul. This is a safe investment product where the minimum annual contribution threshold now stands at Rs. 1,000. This is a mixture of corporate bonds, equity, liquid funds, FDs (fixed deposits) and government funds among other types. You can choose on the basis of your risk appetite, as to the amount of money that will be invested in equities via NPS.
  • PPF- The Public Provident Fund is another safe and long-term investment option for investors. You have a lock-in period of 15 years although partial withdrawals are allowed at specific intervals. The compounding of your money reaps you rich returns while the principal and interest are backed by the Government guarantee. Interest rates are reviewed for PPF on a quarterly basis by the Government.
  • FDs- Fixed Deposits are arguably the most preferred investment avenues in the country and are safer than most investment channels. Under the DICGC (deposit insurance and credit guarantee corporation) regulations, every depositor will have insurance for his/her funds up to a maximum of Rs. 5 lakh. This rule has been made effective from the 4th of February, 2020. The rate of interest earned will be taxable since it will be added to your income.
  • SCSS- Senior Citizens’ Saving Scheme- Another great option for retirees, SCSS (Senior Citizens’ Saving Scheme) can be availed by investors who are above the age of 60 from their bank or post office. It has a 5-year duration which may be increased by another 3 years post maturity. The maximum limit for investment is Rs. 15 lakh and more than one account can be opened. Interest rates are payable on a quarterly basis and are taxable as well. Senior citizens are eligible for deductions up to Rs. 50,000 in a financial year under the Section 80TTB for the interest earned on SCSS.
  • Pradhan Mantri Vaya Vandana Yojana – PMVVY scheme caters to senior citizens above the age of 60 and gives them assured annual returns. It ensures pension income which is payable on a quarterly, monthly, half-yearly or yearly basis as chosen. Minimum amounts hover at Rs. 1,000 every month with a maximum of Rs. 9,250 every month. Rs. 15 lakh is the maximum investment that can be made into this scheme which has a tenor of 10 years.
  • Real Estate– Real estate has always been a preferred asset class for investors owing to its ability to ensure superior returns over a period of time. Property values apart, the possibilities of earning rental income are also tremendous, if the location is good. This makes for a good investment by all means.
  • Gold- Another favorite investment option for Indian investors, gold has always held its own over the years. Gold has its own allure and may appreciate considerably in value with the passage of time. Many banking institutions sell gold coins while there are several gold investment schemes available as well, including owning gold via paper gold ownership. This is a more cost-effective means of investment via gold ETFs. These investments take place on stock exchanges like the National Stock Exchange (NSE) or Bombay Stock Exchange (BSE) with gold being the key underlying asset. Investments in sovereign gold bonds are another option for paper gold ownership.

Many of these investments are fixed-income generating assets while some are non-income generating but have the potential to earn superlative returns in the long run. What you should aim for is a balanced portfolio comprising of equity and debt mutual fund investments, PPF, NPS, bank FDs and of course, real estate or gold, depending upon your needs.

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Tamil Nadu Police Uses MS Dhoni To Spread Awareness Amid Coronavirus & It’s Bang On

The coronavirus pandemic has made us adopt new style of living; for example, wearing masks has become a habit, maintaining social distancing is necessary now and so on. The virus has taken more than 600K lives all over the world while the total number of COVID-19 positive cases registered globally is around 14.5 million. What makes the virus more lethal is the fact that there is no vaccine available for it in the market and it is being said that it may take around a year for the vaccine to be available in the market.

The Indian government and many departments are leaving no stone unturned in imparting awareness about the virus and requesting people to follow the safety guidelines such as not going out until necessary, washing hands regularly, wearing mask, practice social distancing, etc.

The Tiruppur Police, Tamil Nadu, came up with a quite unique way of asking people to maintain social distancing as they got the former Indian skipper MS Dhoni involved in their campaign, though not literally.

The police department has made a tweet in which they have posted a photoshopped image of MS Dhoni who is seen chatting with another player while keeping distance and both of them are wearing masks. They used the initials of MSD for giving the message, i.e., “Maintain Social Distancing”.

Here is the tweet:

Well, that’s indeed a pretty creative way of spreading awareness and we can say that cricket lovers will surely follow it as MSD himself has been instructing them to do so, though indirectly!

This is how Twitter users reacted over the tweet:

#1

#2

#3

#4

#5

Dhoni last played for India in the 2019 World Cup Semi-final which was won by New Zealand. He was supposed to lead Chennai Super Kings (CSK) in the IPL 2020 but the tournament got postponed due to COVID-19. However, now there are chances of the tournament taking place in UAE in September-October.

Please follow all the precautions and stay safe!

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Chahal & KL Rahul Lovingly React To Natasa Stankovic’s Romantic Pic & Post With Hardik Pandya

Hardik Pandya has been making headlines along with Natasa Stankovic since the beginning of 2020 as they got engaged in Dubai on the first day of the year. The couple then made an announcement of becoming parents soon during the lockdown period and one of the photos that Hardik shared on his Instagram account seem to be from their marriage ceremony.

They both have been quite active on social media networks and have been posting pics and videos on a regular basis. Recently, Natasa posted a cute image with Hardik and comments started pouring in soon.

First of all, take a look at the pic:

Natasa shared it with the caption, “You complete me”.

Check out the post:

While Hardik reacted with a heart emoji, the Indian cricketers Yuzvendra Chahal and KL Rahul also commented on the lovely photo using the heart emojis.

Here are the comments:

Hardik Pandya has not been a part of the Indian squad since September 2019 and during this period, he also underwent back surgery. The Indian all-rounder was supposed to join the team for the New Zealand tour but due to some fitness issues, he pulled back. Later he performed in the DY Patil trophy and proved that he is completely fit for the International cricket. He was then chosen for the South Africa series but that was called off on account of the coronavirus pandemic after the first match got spoiled because of rain.

Hardik Pandya was supposed to play for Mumbai Indians in the IPL 2020 but the league also got postponed and now it is being reported that the tournament is going to be held in September in UAE as the number of COVID-19 positive cases are still increasing in India.

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Coronavirus Treatment: How Much Coverage is Enough?

In the wake of the COVID-19 pandemic and the number of growing cases, the treatment cost is the greatest concern among the common people. Even if you are not tested positive, the out-of-pocket expenses starting from the corona testing and all can burn a big hole into your pocket. A great relief that health insurance providers in India cover COVID-19. However, you should always keep a check on the list of inclusions provided by your insurer, when it comes to covering COVID-19, in order to keep your finances intact.

Coronavirus Treatment and Health Insurance Coverage

It is not certain that how much coverage is enough for treating COVID-19. While there is a cap on lab tests, the hospitalisation expenses can go beyond one’s expectations, depending on the condition of the patient. However, as per the recent claims filed, coronavirus treatment can cost between Rs 50,000 to 4 lakh.

Let us take an example to understand medical insurance for individuals. Mr. Sinha, a 53 years old resident of Delhi, was tested positive for COVID – 19 on 25th May 2020. On the morning of 26th May, he was admitted to a reputed hospital in Delhi for the treatment. He was discharged from the hospital on June 7th, 2020 after his successful treatment that went on for 13 days. The total bill of the hospital came around Rs 3.33 lakh.

Mr. Sinha was fully relaxed before paying the bill as he was insured with a medical insurance for individuals with the sum insured of Rs 10 Lakh. He was quite sure that the entire amount will be taken care of by his health insurance provider and he will not have to pay even a single penny for his treatment. This is because his health insurance was not having any clause of co-payment. However, at the time of claim settlement with the hospital’s TPA desk, he was shocked to listen that his insurance provider will pay only Rs 2.10 lakh of the total bill amount and rest he has to pay from his pocket. From the remaining Rs 1.23 lakh approximately 40% was billed under the column of ‘Medical Consumables’.

Like many of us, even Mr. Sinha was unaware of the fact that the health insurance plans do not cover the cost of medical consumables that are used for the treatment of disease or some condition in the hospital. Most of the time, these consumables are 10% of the total medical cost but in the case of a novel coronavirus, this cost has increased to approximately 40% of the total medical bill. This is because, in the treatment of COVID – 19 the list of non-payable items or medical consumables increases as it includes N-95 mask, PPE kits, shoe covers, and

Coronavirus and Rise in Hospitalisation Expenses

In case of hospitalization in this time of novel coronavirus pandemic, even those who are not tested positive has to pay thousands of rupees from their pocket as the insurance policies are not willing to pay for the cost of medical Personal Protective Equipment or PPE as they are considered as non-payable items. In this way, the COVID– 19 patients have to pay approximately half of their medical bills under these medical consumables, and non-COVID- 19 patients have to pay approximately one-fourth of their bills during their hospitalization. The reason for the same is the highly contagious nature of this coronavirus. Due to this, the hospitals have made it compulsory for all its staff to wear PPE kits, which indirectly adds to patients’ pockets.

Moreover, it is not only the cost of PPE kit, but other medical consumables are not calculated in the health insurance plans. Along with PPE kit, the use of other surgical accessories such as crape bandages, slippers, tissue paper, disposable gloves, foot covers, masks, syringes, etc has also added up to the cost.

The compulsory quarantine period of 14 days and mandatory social distancing also has reduced the number of patients in one ward. The wards which earlier have beds for 20 patients now consume 10 people for maintaining social distancing. This has also increased the cost of treatment. Therefore, to keep a check on your hospital bills, you should check with your insurance provider about the inclusions and exclusions in your medical insurance for individuals.

As per the guidelines of the Insurance Regulatory and Development Authority of India, it is entirely the decision of the insurer to exclude or include medical consumables like PPE kits and accordingly charge a premium. It is observed that most of the medical insurance for individuals with even low premium cover the charges of some of the medical consumables and if the plan is priced well, then the insurer is covering almost all types of accommodation and a maximum number of consumables that are needed in the treatment during hospitalization.

Purchase Medical Insurance for Individuals Wisely

Buying insurance involves a considerable amount of research and making a careful decision. There is no point of buying a health cover that is insufficient in the time of needs. Here’s why you should always buy insurance only after comparing the policies. And here comes insurance brokers like policybazaar.com into the picture, which helps you compare various health insurance plans offering coronavirus insurance and pick the right deal.

With rising COVID-19 patients in India, the IRDAI has come up with a number of initiatives to address the situation. IRDAI has made it mandatory for all the insurance providers to offer coronavirus treatment cover in their health plans. Apart from that, the ArogyaSanjeevani policy was introduced to cover COVID-19 treatment costs up to a sum insured of Rs 5 lakh.

Digitalisation is a Boon!

There is no doubt that many business entities are seeking innovative approaches to thrive amidst coronavirus pandemic by adopting various technological transformations. Digitalisation in the insurance sector being the most effective way in terms of buying insurance this time. When maintaining a social distance is a must these days, the online business helps the insurers to keep their business going, on the other hand, offers required safety to the consumers.

Lastly, it is suggested to check with your policyholder before purchasing a policy whether it is covering the medical consumables or not. Presently, only very limited health insurance policies are covering the consumables used in the treatment of COVID – 19. And the online comparison is the best way to find out which policy is offering what.

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Indian Twitter Users Have Hilarious Reactions Over Not Enjoying Breakfast In Bed With Partner

The coronavirus pandemic forced all of us to stay inside our houses for more than 3 months now. Though the world is now in the unlocking phase, the situation of COVID-19 is far from being satisfactory. In simple words, we all need to be alert and cautious more than ever before.

While many people are working from home, there are some who are spending their time in watching television and movies. The amount of time that we spend in out bedrooms has certainly increased to a great extent, but does this mean that we can have our breakfasts in our bed? Well, one Twitter user started discussion on this matter and asked everyone, “Hey Couples, Would you prefer ‘Breakfast in Bed’? Why or Why not?”

The netizen also shared a couple of pics. Take a look:

Check out the tweet:

The majority of the Indians refused to have breakfast in the bed as having meals in the bed is considered as inappropriate. It is being said that only sick people are served food on bed as they are weak and have problem in moving. From the cultural perspective as well, it is not considered appropriate for Indians to have meals in bed so most of the online users replied in negative. Some others added a tinge of humour in their response such as who will wash the bed sheet if there are any stains and detergent too is now costlier whereas another user asked who will cook this much food.

Here are some of the selected reactions:

#1

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#3

#4

#5

#6

#7

#8

#9

#10

#11

Have you ever had breakfast in bed?

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Chris Evans & Other Avengers Stars Praise 6 Yrs Old Real Superhero Who Saved His Sister From A Dog

An elder brother is no less than a blessing in disguise and this is particularly true in case of the girl whose 6 years old brother named Bridger saved her from a ferocious dog. Here a noteworthy point is that the boy himself is quite little, i.e., just six, but he didn’t mind putting his life at risk for the sake of his loving sister.

The unpleasant incident took place on July 9 when a dog made attempts to chase and attack the little girl; nevertheless, her brother came in between and got bitten by the dog a number of times on his face and head. No matter how much pain and injuries he had to suffer, he made certain that the dog could not harm his sister. As he got a chance, he ran with her to ensure her safety. Bridger was taken to a specialist plastic surgeon where he got 90 stitches and now he is at home during the recovery stage.

Nikki Walker, the aunt of Bridger, wrote about the whole incident on social media because she wished that her nephew’s favorite Avengers stars motivate him for the valor he has shown. She also urged others to share it as much as possible so that it got much exposure and her nephew’s favorite superheroes could send messages for him. What is highly creditable on the part of the little boy is that when he saw danger on his sister, he thought that if someone had to lose life, it would be he only. Needless to say, even at such a little age, Bridger has proved that he is the real superhero with his courageous act, at least for his sister.

Check out the Instagram post of Bridger’s aunt Nikki Walker:

View this post on Instagram

Hey, all. Please, share my nephew’s story so that it gets as much exposure as it can. We know that our little hero would love some words of encouragement from his favorite heroes. On July 9th, my six year old nephew Bridger saved his little sister’s life by standing between her and a charging dog. After getting bit several times on the face and head, he grabbed his sister’s hand and ran with her to keep her safe. He later said, “If someone had to die, I thought it should be me.” After receiving 90 stitches (give or take) from a skilled plastic surgeon, he’s finally resting at home. We love our brave boy and want all the other superheroes to know about this latest hero who joined their ranks. @tomholland2013 @chrishemsworth @robertdowneyjr @markruffalo @prattprattpratt @twhiddleston @chadwickboseman @vindiesel @chrisevans EDIT: I just finished visiting with Bridger at his home. His wounds are looking so much better! He’s in great spirits, and his awesome personality is intact. He can’t smile too widely yet, but he was grinning as I read some of your comments to him. I’d also like to mention here that the dog’s owners are really great people who have been nothing but kind to Bridger and his family. We feel no resentment toward them at all, and—if anything—there’s only been an increase of love between our families as a result of this incident. EDIT 2: Once again we’re blown away by the amazing comments and messages that Bridger’s receiving. I’ve had lots of inquiries about a GoFundMe. Bridger’s family has asked that any one wishing to help out financially can, instead, donate to @mission_22 or @wwp. Bridger is also a huge fan of Science, especially Geology. So I’m going to start a post where people can share with him pictures of cool rocks that they see. EDIT 3: Once again, everyone’s kindness has meant so much to us. I’m trying to get to all of the messages that I can, but it may take some time. For those who have inquired about sending Bridger some rocks, here’s the address to use: Bridger Walker P.O. Box 22141 Cheyenne, WY 82003 #BridgerStrong

A post shared by Nikki Walker (@nicolenoelwalker) on

Nikki Walker’s post worked wonders as Chris Evans who has played Captain America sent a recorded message for the little boy. He appreciated him as well as promised to send a genuine Captain America shield for Bridger. Nikki Walker shared a video of her nephew listening to Chris Evans’ recorded message and even more amazingly, the little boy was wearing the suit of Captain America in the video.

View this post on Instagram

There are no words. We are so, so thankful.

A post shared by Nikki Walker (@nicolenoelwalker) on

Mark Ruffalo who is seen as Hulk on the screen also praised Bridger for his act of bravery. In his lovely message, Mark Ruffalo mentioned that real courage is displayed not in a fight with others but in doing what you feel is correct even though you harm yourself during this.

The courageous boy also got the opportunity to talk to Tom Holland or Spiderman on a video call. Apart from showering praises on Bridger, Tom Holland also asked who his favorite Avenger is and this is indeed a co-incident that the boy was watching a Spiderman flick then.

View this post on Instagram

When dreams come true.

A post shared by Nikki Walker (@nicolenoelwalker) on

The brave kid got a call from the Iron Man aka Robert Downey Jr. who called Bridger a rockstar. Robert promised to give a surprise to Bridger on his next birthday and he also added that it would be better than the shield promised by Chris Evans.

Nikki posted the video of the conversation on her Instagram handle and she also informed that Bridger’s birthday has been celebrated not so long ago so it will take a while in finding out what the surprise is:

Bridger also got messages from other actors who are seen in the characters of superheroes including Grant Gustin, Brie Larson and Robbie Amell.

Nikki Walker has no grudges against the dog’s owner as they behaved nicely with Bridger and his family. In fact, she says that although the incident was frightening, it has brought the two families together.

Kudos to Bridger for his brave act! He is the real superhero!

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