The truth is that the best way to protect yourself against contingencies is to prepare for them as early as possible. This is why you should have online term insurance that guarantees your family financial support, even in your absence. But don’t worry if you don’t have one, because it is never too late to start.

An online term insurance policy gives your family members financial security, should something happen to you. The thing about online term insurance is that the policy reduces the risk and takes care of your family’s financial requirements in case of a critical illness, a disability, an accident, or a sudden demise.

In today’s world, technological advancements allow you to perform a thorough comparison of available plans before you choose online term insurance.

In this era of the digital age, when everything has moved online, then why your online term insurance policy should be any different? Along with the usual benefits of ease of access, buying online term insurance makes much sense. Here are some of the reasons why you should consider it.

Benefits of Buying Term Plan Online

Lower premiums

When you buy online term insurance, you can save a significant amount of money on premiums. According to IRDAI (Insurance Regulatory and Development Authority of India), performing due diligence in conducting an online term insurance policy comparison is crucial, to avail of a lower premium.

Compare and choose

The facility of online term insurance comparison online can help you educate yourself about the features and benefits of various policies and make well-informed decisions.

Quick and secure

Buying online term insurance gives you the freedom to pay your premiums online via fast and secure payment gateways. Since all your payments are instantly processed through, you can rest assured that it will be applied to your policy without delays. This is especially helpful when you need quick payment receipts to apply for tax exemptions.

How to Buy the Right Online Term insurance policy

Image source: Shutterstock

An online term insurance policy comparison is one thing, but you must also know which is the best insurance plan for your needs. Read the following steps to understand how to choose the right one:

Select your insurance provider

When looking for an insurance provider, be sure to check their claim settlement ratio. This figure represents the number of claims settled by the insurer in a year. A good claims percentage is indicative of the company’s efficiency in managing the claims. You can also check the persistency ratio. The ratio indicates the satisfaction index of the current policyholders who stayed invested in their policy for years.

Estimate the tenure and sum assured

Assess the insurance coverage amount to make sure that it covers your family’s current financial needs as well as their life goals. The best practice is to opt for at least 15-20 times of your annual income and take it for the most extended term possible.

Select the riders

After performing online term insurance comparison and evaluating it based on the factors mentioned above, you must now look at the plan benefits. You can also enhance your cover by adding additional riders at a minimal cost.

Compare the premium

Use online calculators to estimate the premium amount of your online term insurance policy. The factors that affect premium include your age, tenure, smoker/non-smoker, premium payment, the sum assured, and mode of payment

Purchase the plan

You can proceed to buy the online term insurance policy once you have selected the benefits and estimated the cost. The final step is to complete the formalities and submit the documents.

Online term insurance plans from reputed insurance companies, like Max Life Insurance, allow you to buy term insurance online in a quick and hassle-free manner. You must make sure that you follow the steps mentioned above to find the right a suitable plan from the available different types of term plans for yourself.

Tips to Save Money on Commissions and Other Expenses

Buy Online

The best way to reduce the cost of your insurance is to buy online. This way, you will be able to save money on commissions paid to insurance advisors.

Buy young

Save money on premiums by buying your policy at a young age. Young people are healthy and less susceptible to chronic lifestyle diseases. Therefore, the premiums charged to them are much lower.

Choose an online term plan

Save money on expensive paperwork by choosing a term plan that is available online.

Cover Image source – Shutterstock

The post Buying Term Plan Online Is A Smart Decision. Here’s How appeared first on RVCJ Media.

Almost the whole world is in a state of lockdown due to the coronavirus pandemic and some celebrities are making the best use of this time by bringing out their hidden talent and showcasing it to public as well.

David Warner, the Australian cricketer, has become a TikTok star as he has been posting videos regularly on the video platform and his family is also helping him in this new activity. Recently, Warner posted a video which was pretty much inspired from the super hero Thor, the God of thunder.

If you have watched any movie from the “Avengers” series which featured Thor, you must be knowing that Thor’s weapon is a hammer which is called Mjölnir and whenever Thor raises his hand and calls his hammer, it comes flying towards its owner. Something similar has been enacted in Warner’s video but the only difference is that instead of hammer, Warner has used his bat.

The caption that was written by the cricketer read, “acting horrible but result pretty good thoughts?? #fun #cricket”.

Here is the video:

View this post on Instagram

acting horrible but result pretty good thoughts?? #fun #cricket

A post shared by David Warner (@davidwarner31) on May 20, 2020 at 12:38am PDT

Click to watch this video directly on Instagram

The Australian cricketer has been posting videos on TikTok on a regular basis and he is giving a heavy competition to Indian cricketer Yuzvendra Chahal who has also become a TikTok sensation in the lockdown period.

Recently, David Warner gave birthday wishes to Southern movie superstar Junior NTR by posting a video in which Warner and his wife danced on one of the songs of the actor. The cricketer must be aware of Junior NTR as the former is a part of the IPL team Sunrisers Hyderabad (SRH). David was supposed to lead SRH in the IPL 2020 but just like other tournaments, the IPL has also been postponed indefinitely due to the COVID-19 outbreak.

How did you find David Warner’s video?

The post David Warner Recreates Thor’s Iconic Hammer Scene With His Bat & It’s Quite Impressive appeared first on RVCJ Media.

The Indian government’s decision to re-run the old popular shows of the Indian television was justified by public when they showered their love whole-heartedly on these shows. Ramayan was also one of the old shows which got re-telecasted on Doordarshan and how much it was loved by audiences can be understood by the fact that it made a record of the highest viewership (77 million) which is very high in comparison to the highest viewership received by popular American shows like The Big Bang Theory and Game of Thrones.

Ramanand Sagar took the decision of making Ramayan in the year 1967 while sitting in a café in Switzerland where he went for the shooting of one of his movies. Once he stated that the aim of his life was to let the mankind know about the great story of Maryada Purushottam Shri Ram. A great deal of research was needed in order to make such a mythological show and Ramanand Sagar left no stone unturned in researching on the epic.

Before finalising Ramcharitmanas as the base of his show, Ramanand Sagar spent a lot of time in reading total 14 versions of Ramayan.

There is no doubt that Ramanand Sagar was a visionary and few days ago, actor Sunil Lahri aka Lakshman also praised Ramanand Sagar and said that he was one of the coolest directors whom he has worked with. During an interview, Sunil said that despite making such a big show, Ramanand Sagar was never stressed.

Sunil also revealed that sometimes Doordarshan officials used to get worried as they knew that if a telecast was missed, it would result in huge protests and chaos. He also feels that this re-run has been great for the actors as well because their work is being appreciated and loved by viewers.

Ramanand Sagar’s Ramayan was originally telecasted in the year 1987 and at that time also, it was a big hit but this time, it has proved to be a bigger hit and after Doordarshan, now Star Plus has been showing this popular serial.

Kudos to the great man Ramanand Sagar for giving the nation such an epic that teaches us a lot!

The post Do You Have Any Idea How Many Versions Of Ramayan Ramanand Sagar Read Before Making Ramayan? appeared first on RVCJ Media.

Bollywood actor Hrithik Roshan is one of the most loved stars of the Hindi film industry and there is no denying the fact that he is a great dancer as well apart from being a wonderful actor. He is also quite active on social media networks and tries to interact with his fans whenever he gets time.

Recently, an online user asked Hrithik a funny question which was related to his movie “Koi Mil Gaya” in which the actor’s character Rohit called an alien on the Earth by mistake. The base of the question was the mysterious boom sound which was heard in the Indian city Bengaluru on Wednesday.

This sound left people confused as to how it was caused; many theories including earthquake circulated on social media networks and some even said that aliens were behind this sound. However, all the speculations were laid to rest when the Indian Air Force made it clear that the sound was made during a flight test which was conducted by them.

Nevertheless, one Twitter user decided to have some fun with the “Krrish” star over the same and asked him, “Hey @iHrithik, is that you who called #Aliens by mistake again #earthquake”.

The online user also shared a GIF of Jaadu, the alien character in “Koi Mil Gaya”.

Hey @iHrithik , is that you who called #Aliens by mistake again?#earthquake pic.twitter.com/M0QCWwAPed

— Pranjal Jani (@pranjal_97) May 20, 2020

Hrithik Roshan was once again at his witty best and he gave a wonderful reply, “Wasn’t a mistake. It’s time.”

Wasn’t a mistake . It’s time . https://t.co/AjibtJ3wHI

— Hrithik Roshan (@iHrithik) May 20, 2020

Hrithik’s last release “War” was a super hit and in this movie, he worked with Tiger Shroff and Vaani Kapoor. His “Super 30” was also applauded by fans and critics alike and although he hasn’t made any announcement regarding his next project, fans are hoping that he will talk about it as soon as the lockdown imposed on account of the coronavirus pandemic gets over.

How did you find Hrithik Roshan’s response to Twitterati over the alien tweet?

The post Hrithik Roshan Has Epic Reply To Fan Asking If He Called Aliens Again Causing Bengaluru Boom Sound appeared first on RVCJ Media.

Actor Kartik Aaryan has been quite active on social media and he has a huge fan following, especially girls are crazy for him. The “Sonu Ke Titu Ki Sweety” actor has requested people to stay at home and follow the precautions but in his own style and people loved it. He posted many videos, some for the sole purpose of entertaining fans, but there was one video which attracted criticism as few people felt that it promoted domestic violence.

In that video, Kartik was seen beating his sister and trying to throw her from balcony as she didn’t cook tasty food. Soon after the video was uploaded, several netizens objected to it and targeted the “Pyaar Ka Punchnama” fame actor.

Watch The Video:

Acting in misogynistic films is one thing, bhai ye ab khud ese scripting aur directing bhi kar rahe hain?
pic.twitter.com/pyLb52UUKr

— RJ Ira (@irationalised) April 20, 2020

Click here to watch this video directly on Twitter

As the video got controversial, the actor deleted it shortly and now in an interview with Anupama Chopra, he explained the reason behind doing so.

In regard to the allegation that the video promoted domestic violence, Kartik said that it can’t be true because if it had been the case, his sister and mother would have objected. He revealed that the video was seen by his mother and sister both before it was uploaded and also clarified that he deleted it because it hurt sentiments of few people.

When he was asked a question about his flicks “Pyaar Ka Punchnama”, “Sonu Ke Titu Ki Sweety”, “Pati Patni Aur Woh” that have been termed as insulting to women community, Kartik said that he chooses a movie based on the script and the vision of the director.

Earlier, female playback singer Sona Mohapatra slammed him for the video and also shared a lengthy post in which she criticised him for his selection of movies and for throwing his sister from the balcony just because he didn’t like food cooked by her. She wrote that the video is a tight slap on the faces of those women who are bound to stay at home and bear domestic violence in the lockdown period.

What is your take on this matter?

The post Kartik Aaryan Finally Opened Up On His Controversial Video With Sister & Why He Deleted It appeared first on RVCJ Media.

Many Bollywood actors have become pretty active on social media networks during this lockdown period as they are also left with no option other than sitting inside their houses in order to save themselves from the coronavirus pandemic.

Actor Arjun Kapoor who is already known for his witty yet funny posts and comments on the social media handles has once again made many people laugh by sharing a hilarious video. However while sharing the clip, he also poked fun at the cricket lovers and asked the Indian cricket team skipper Virat Kohli whether he also relates to it.

Talking about the video, it shows a guy bowling, batting and fielding all by himself as he is not able to go out and play cricket on the ground with other players. It will surely bring a smile on your face but will make cricket lovers upset as it perfectly depicts their situation amid lockdown.

The caption that Arjun Kapoor wrote while sharing the video read,

“All cricket lovers right now?

@virat.kohli do you relate??”

Here is the video:

View this post on Instagram

All cricket lovers right now? @virat.kohli do you relate??

A post shared by Arjun Kapoor (@arjunkapoor) on May 20, 2020 at 1:29am PDT

Click to watch this video directly on Instagram

While some celebs including Katrina Kaif responded in affirmation, Virat Kohli is yet to react on this post.

Check out Katrina Kaif’s reaction to the video posted by Arjun Kapoor:

Earlier, actress Anushka Sharma posted a funny video of her hubby Virat Kohli in which he is seen walking like a wild creature and shouting in a weird manner. The “Sultan” actress calls Virat a dinosaur and the video has been loved a lot by their fans.

While cricketers have been confined to their houses and all the sporting events have been cancelled or postponed due to the coronavirus pandemic, Bollywood is also facing a lot of problems as the release of many movies has been postponed and shooting of a number of flicks has been stalled.

Do you also relate to Arjun Kapoor’s video?

The post Arjun Kapoor Shows How Cricketers Play In Lockdown & Asks Virat Kohli If He Relates To It appeared first on RVCJ Media.

Indian cricketer Robin Uthappa is known for his hard-hitting batting style and has played some memorable innings for the nation. He was also a part of the Indian team which won the T20 World Cup 2007 under the captaincy of MS Dhoni.

Robin Uthappa is not a bowler but he has bowled three balls in his international career; out of three, two balls were bowled in ODIs and one in a T20 match against Pakistan in the T20 World Cup 2007. The match was played at Durban, South Africa, and batting first, India managed to score 141 for the loss of 9 wickets so Pakistan had to score 142 to win the match. However, the Pakistani team was not able to cross the figure of 141 and the match went into bowl-out.

While the Pakistani bowlers weren’t able to hit the stumps even once, the Indian bowlers hit the stumps all the three times and India won the bowl-out by 3-0. It was Robin who bowled the third ball and recently, he revealed that it was Dhoni’s smartness that helped the bowlers in hitting the stumps.

During a podcast with New Zealand cricketer Ish Sodhi, Robin Uthappa revealed that while Pakistani wicketkeeper Kamran Akmal stood at the usual location of a wicketkeeper, MS Dhoni acted smart and sat right behind the wicket. Robin said that Dhoni made it easy for the bowlers as they only had to target Dhoni for hitting the stumps and that is what the bowlers did and India won the match.

In the match which was the first one to be won by the Indian team under Dhoni’s captaincy, Robin Uthappa scored a half century in 39 balls but the Player Of The Match was given to Mohammad Asif as he took four wickets.

Robin Uthappa plays for Kerala in the domestic cricket while in the IPL, he is a part of Rajasthan Royals (RR).

The post Robin Uthappa Reveals How Dhoni’s Smartness Helped India Win 2007 Bowl Out Against Pakistan appeared first on RVCJ Media.